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Insurance products and solutions

• Homeowners insurance
• Mobile home insurance
• Condo insurance
• Flood coverage
• House & Property insurance
• Landlord insurance
• Hurricane insurance
• Signature Coverage Collection

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Homeowners & House and Property insurance: States we serve

Alabama homeowners insurance

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Arizona homeowners insurance

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Florida homeowners insurance

• Miami
• Tampa
• Clearwater
• St. Petersburg
• Orlando
• Cape Coral
• Fort Myers
• Fort Lauderdale
• Pensacola
• Miramar
• Port St. Lucie
• Gainesville
• Naples
• Tallahassee
• Jacksonville
• Destin
• Coral Springs
• Hialeah
• Sarasota
• Daytona Beach
• Hollywood
• Palm Bay
• Pembroke Pines

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Louisiana homeowners insurance

• Amite City
• Gretna
• LaPlace
• New Iberia
• Sulphur
• Baton Rouge
• Hammond
• Leesville
• New Orleans
• Thibodaux
• Bossier City
• Houma
• Mandeville
• Opelousas
• West Monroe
• Broussard
• Kenner
• Marrero
• Ruston
• Youngsville
• Covington
• Lafayette
• Metairie
• Shreveport

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Mississippi homeowners insurance

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South Carolina homeowners insurance

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Texas homeowners insurance

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Virginia homeowners insurance

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Home insurance glossary

Flood zones:

• Flood zone A
• Flood zone AE
• Flood zone AH
• Flood zone AO
• Flood zone B
• Flood zone C
• Flood zone V
• Flood zone VE
• Flood zone X

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Types of home insurance policies

• HO1 named-perils insurance
• HO2 insurance policy
• HO3 home insurance policies
• HO4 renters insurance
• HO5 comprehensive form
• HO6 condo insurance
• HO7 mobile home insurance (MH3)
• HO8 insurance for older homes
• DP1 vacant home insurance
• DP2 insurance policy
• DP3 dwelling property insurance
• HD3 House and Property insurance

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Comparisons

• DP1 vs DP3
• DP3 vs HO3
• HO3 vs HO6

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Home insurance coverage types

• Coverage A (dwelling insurance)
• Coverage B (other structures)
• Coverage C (personal property)
• Coverage D (loss of use)
• Coverage E (personal liability)
• Coverage F (medical payments)

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Other coverages

• Walls-in insurance
• Mold and fungi insurance
• Theft insurance
• Animal liability insurance
• Water backup coverage
• Hurricane screen enclosure insurance
• Excess and surplus lines insurance
• Golf cart insurance
• HOA insurance
• Catastrophic coverage
• Property and casualty insurance

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Common Terms

• Additional insured
• 100-year flood plains
• Base flood elevation
• Coinsurance clause
• Dwelling
• Effective date
• Fair rental value
• Insurance agent
• Insurance endorsement
• Limit of liability
• No-loss statement
• Perils
• Protection class
• Reinsurance
• Standard deductible
• Wind/hail deductible

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Additional resources

• The insurance underwriting process
• Fire hazard severity zones
• Home insurance estimates vs quotes
• Catastrophic ground cover collapse
• Wind mitigation explained
• Homeowners insurance claims explained
• Moral hazards explained
• The Florida homestead exemption
• Finding the VIN on a mobile home
• Tornado safety tips
• 4-point inspections explained
• Hurricane clips
• Types of houses (purpose, materials, and design)

Frequently asked questions (FAQs)

• Do I need to change home insurance when renting out a house?
• How long do home insurance claims stay on your record?
• What is a roof surfacing payment schedule?
• Do I have to get homeowners insurance?
• How much home insurance do I need?